A small shop that answers the phone.
TMK Financial Services is an operator-run business funding company based in Florida. We are not a bank and we are not a faceless lead farm. When you apply, a person reads your file, underwrites it against your real revenue, and calls you back with real options.
We built this company around one observation: the businesses banks overlook still run on real revenue. If money moves through your business account every month, you deserve a straight answer about what that qualifies you for.
The questions people are too polite to ask
What are you, exactly?
A working-capital shop for small businesses. One application gets your file read by a person and matched to the funding structures your revenue actually supports: advance, term, or line of credit.
How do you get paid?
Our compensation is built into the funded deal. You pay us nothing upfront and nothing out of pocket. If you never take an offer, you never owe us anything.
How does underwriting actually work?
Your application and bank statements get reviewed by a person and measured against real underwriting criteria, not a black-box score. First offers typically land within one business day. You compare your options with us on the phone, and nothing moves without your signature.
Who sees my data?
Only the people who need it to underwrite and fund your deal. We never sell your information to marketing lists, and your contact details stay with us until you accept an offer and enter closing. Your file travels encrypted, end to end.
What if a bank or big lender already said no?
Send the file anyway. We underwrite deposits, not just credit, so our box starts at 6 months in business and a 450 FICO. Files that bounce off the big lenders are most of what we say yes to.
Every file that comes in gets read and worked by a person you can reach directly. Call with a question about an offer, your payback, or whether funding is even the right move.
No hard credit pull. No obligation. Takes minutes.